MORTGAGE INFORMATION

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印花稅項

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Calculation of Mortgage Terms and Estimate of Expenses
Property Price: $8,000,000 Down Payment: $800,000
Loan amount: $7,200,000 Total repayment: $10,241,533.7
Monthly Payment: $28,448.7
(2.5% 360-term)
Total int. paid: $3,041,533.7
Affordability Calc.
: $1,422.44
Monthly Payment: $29,871.14
Month Repayment:
(Assume interest rates increase by 3.0%)
$42,924.85
Min. Monthly Income Requirement: $59,742.28 ()
$71,541.41 ()
Miscellaneous Expenses
Agency Commission*: $80,000
Mort. Insurance*: $360,000 one-time payment
*The exact charges to be determined by the solicitors.
Registration Fee & Taxes
Stamp Duty#:
從價印花稅(AVD 或 DSD): $300,000
#The exact stamp duty to be determined by the government.
Interest Rate 15Year 20Year 25Year 30Year
1.000 $43,091.61 $33,112.39 $27,134.82 $23,158.05
1.500 $44,693.50 $34,743.27 $28,795.42 $24,848.66
2.000 $46,332.63 $36,423.60 $30,517.51 $26,612.60
2.500 $48,008.82 $38,153.01 $32,300.40 $28,448.70
3.000 $49,721.88 $39,931.03 $34,143.21 $30,355.49
3.500 $51,471.54 $41,757.10 $36,044.90 $32,331.22
4.000 $53,257.53 $43,630.58 $38,004.25 $34,373.90
4.500 $55,079.52 $45,550.76 $40,019.94 $36,481.34
5.000 $56,937.14 $47,516.81 $42,090.48 $38,651.16
5.500 $58,830.01 $49,527.89 $44,214.30 $40,880.81
6.000 $60,757.69 $51,583.04 $46,389.70 $43,167.64

Disclaimer

The information provided by this calculator is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to using and relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.