Property Price

HK$

Loan %

HK$

Term

年

Interest Rate

Stamp Duty

HK permanent resident

Own another residential property

Acquires the property by company

Calculate Special Stamp Duty (Paid by Seller)

Advance Calc. - Affordability Calc.

Other Monthly Payment

HK$

Monthly Income

HK$

Calculate

Advance Calc. - 年利率递增计算

Range

Inc

年利率递增表

Total Expense HK$32,613,915

Monthly Payment
$50,971

Down Payment

$12,900,000

Total Loan

$12,900,000

Total int. paid

$5,449,415

Stamp Duty

$1,096,500

Other

$268,000

Budget of property purchase

HK$14,264,500

Min. Monthly Income Requirement

Base on DTI ratio

$101,941

Base on stress test

$122,075

Budget of property purchase

HK$14,264,500

Down Payment

$12,900,000
Stamp Duty

$1,096,500
- AVD
  
  $1,096,500
- SSD(Paid by Seller)
  
  $0
- BSD
  
  $0
Legal fee

$ 10,000
Agency Commission

$258,000
Mort. Insurance

Not applicable

Stress Test (Assume interest rates increase by 3.0%)

Min. Monthly Income Requirement

Base on DTI ratio

$101,941

Base on stress test

$122,075

Repayment Schedule Clear

Disclaimer

The information provided by this calculator is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to using and relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.

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Interest Rate	15Year	20Year	25Year	30Year
1.000	$77,206	$59,326	$48,617	$41,491
1.500	$80,076	$62,248	$51,592	$44,521
2.000	$83,013	$65,259	$54,677	$47,681
2.500	$86,016	$68,357	$57,872	$50,971
3.000	$89,085	$71,543	$61,173	$54,387
3.500	$92,220	$74,815	$64,580	$57,927
4.000	$95,420	$78,171	$68,091	$61,587
4.500	$98,684	$81,612	$71,702	$65,362
5.000	$102,012	$85,134	$75,412	$69,250
5.500	$105,404	$88,737	$79,217	$73,245
6.000	$108,858	$92,420	$83,115	$77,342

每月供款$50,971

年期

30年

貸款

$12,900,000

利息

$5,449,415

總貸款連利息

$18,349,415

第1年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
1	$26,875	$24,096	$50,971	$12,875,904
2	$26,825	$24,146	$50,971	$12,851,759
3	$26,774	$24,196	$50,971	$12,827,563
4	$26,724	$24,247	$50,971	$12,803,316
5	$26,674	$24,297	$50,971	$12,779,019
6	$26,623	$24,348	$50,971	$12,754,671
7	$26,572	$24,398	$50,971	$12,730,273
8	$26,521	$24,449	$50,971	$12,705,824
9	$26,470	$24,500	$50,971	$12,681,324
10	$26,419	$24,551	$50,971	$12,656,772
11	$26,368	$24,602	$50,971	$12,632,170
12	$26,317	$24,654	$50,971	$12,607,517

第1年供款共

$611,647

第1年利息

$319,164

第1年共還本金

$292,483

第2年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
13	$26,266	$24,705	$50,971	$12,582,812
14	$26,214	$24,756	$50,971	$12,558,055
15	$26,163	$24,808	$50,971	$12,533,247
16	$26,111	$24,860	$50,971	$12,508,388
17	$26,059	$24,911	$50,971	$12,483,476
18	$26,007	$24,963	$50,971	$12,458,513
19	$25,955	$25,015	$50,971	$12,433,497
20	$25,903	$25,067	$50,971	$12,408,430
21	$25,851	$25,120	$50,971	$12,383,310
22	$25,799	$25,172	$50,971	$12,358,138
23	$25,746	$25,224	$50,971	$12,332,914
24	$25,694	$25,277	$50,971	$12,307,637

第2年供款共

$611,647

第2年利息

$311,767

第2年共還本金

$299,880

第3年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
25	$25,641	$25,330	$50,971	$12,282,307
26	$25,588	$25,382	$50,971	$12,256,925
27	$25,535	$25,435	$50,971	$12,231,489
28	$25,482	$25,488	$50,971	$12,206,001
29	$25,429	$25,541	$50,971	$12,180,459
30	$25,376	$25,595	$50,971	$12,154,865
31	$25,323	$25,648	$50,971	$12,129,217
32	$25,269	$25,701	$50,971	$12,103,515
33	$25,216	$25,755	$50,971	$12,077,761
34	$25,162	$25,809	$50,971	$12,051,952
35	$25,108	$25,862	$50,971	$12,026,090
36	$25,054	$25,916	$50,971	$12,000,173

第3年供款共

$611,647

第3年利息

$304,184

第3年共還本金

$307,463

第4年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
37	$25,000	$25,970	$50,971	$11,974,203
38	$24,946	$26,024	$50,971	$11,948,179
39	$24,892	$26,079	$50,971	$11,922,100
40	$24,838	$26,133	$50,971	$11,895,967
41	$24,783	$26,187	$50,971	$11,869,780
42	$24,729	$26,242	$50,971	$11,843,538
43	$24,674	$26,297	$50,971	$11,817,242
44	$24,619	$26,351	$50,971	$11,790,890
45	$24,564	$26,406	$50,971	$11,764,484
46	$24,509	$26,461	$50,971	$11,738,023
47	$24,454	$26,516	$50,971	$11,711,506
48	$24,399	$26,572	$50,971	$11,684,935

第4年供款共

$611,647

第4年利息

$296,409

第4年共還本金

$315,239

第5年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
49	$24,344	$26,627	$50,971	$11,658,308
50	$24,288	$26,682	$50,971	$11,631,625
51	$24,233	$26,738	$50,971	$11,604,887
52	$24,177	$26,794	$50,971	$11,578,093
53	$24,121	$26,850	$50,971	$11,551,244
54	$24,065	$26,906	$50,971	$11,524,338
55	$24,009	$26,962	$50,971	$11,497,377
56	$23,953	$27,018	$50,971	$11,470,359
57	$23,897	$27,074	$50,971	$11,443,285
58	$23,840	$27,130	$50,971	$11,416,155
59	$23,784	$27,187	$50,971	$11,388,968
60	$23,727	$27,244	$50,971	$11,361,724

第5年供款共

$611,647

第5年利息

$288,437

第5年共還本金

$323,211

第6年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
61	$23,670	$27,300	$50,971	$11,334,424
62	$23,613	$27,357	$50,971	$11,307,067
63	$23,556	$27,414	$50,971	$11,279,652
64	$23,499	$27,471	$50,971	$11,252,181
65	$23,442	$27,529	$50,971	$11,224,653
66	$23,385	$27,586	$50,971	$11,197,067
67	$23,327	$27,643	$50,971	$11,169,423
68	$23,270	$27,701	$50,971	$11,141,722
69	$23,212	$27,759	$50,971	$11,113,964
70	$23,154	$27,817	$50,971	$11,086,147
71	$23,096	$27,874	$50,971	$11,058,273
72	$23,038	$27,933	$50,971	$11,030,340

第6年供款共

$611,647

第6年利息

$280,263

第6年共還本金

$331,384

第7年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
73	$22,980	$27,991	$50,971	$11,002,349
74	$22,922	$28,049	$50,971	$10,974,300
75	$22,863	$28,107	$50,971	$10,946,193
76	$22,805	$28,166	$50,971	$10,918,027
77	$22,746	$28,225	$50,971	$10,889,802
78	$22,687	$28,284	$50,971	$10,861,519
79	$22,628	$28,342	$50,971	$10,833,176
80	$22,569	$28,401	$50,971	$10,804,775
81	$22,510	$28,461	$50,971	$10,776,314
82	$22,451	$28,520	$50,971	$10,747,794
83	$22,391	$28,579	$50,971	$10,719,215
84	$22,332	$28,639	$50,971	$10,690,576

第7年供款共

$611,647

第7年利息

$271,883

第7年共還本金

$339,764

第8年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
85	$22,272	$28,699	$50,971	$10,661,877
86	$22,212	$28,758	$50,971	$10,633,119
87	$22,152	$28,818	$50,971	$10,604,301
88	$22,092	$28,878	$50,971	$10,575,422
89	$22,032	$28,938	$50,971	$10,546,484
90	$21,972	$28,999	$50,971	$10,517,485
91	$21,911	$29,059	$50,971	$10,488,426
92	$21,851	$29,120	$50,971	$10,459,306
93	$21,790	$29,180	$50,971	$10,430,126
94	$21,729	$29,241	$50,971	$10,400,885
95	$21,669	$29,302	$50,971	$10,371,583
96	$21,607	$29,363	$50,971	$10,342,220

第8年供款共

$611,647

第8年利息

$263,291

第8年共還本金

$348,356

第9年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
97	$21,546	$29,424	$50,971	$10,312,795
98	$21,485	$29,486	$50,971	$10,283,310
99	$21,424	$29,547	$50,971	$10,253,763
100	$21,362	$29,609	$50,971	$10,224,154
101	$21,300	$29,670	$50,971	$10,194,484
102	$21,239	$29,732	$50,971	$10,164,752
103	$21,177	$29,794	$50,971	$10,134,958
104	$21,114	$29,856	$50,971	$10,105,102
105	$21,052	$29,918	$50,971	$10,075,183
106	$20,990	$29,981	$50,971	$10,045,203
107	$20,928	$30,043	$50,971	$10,015,160
108	$20,865	$30,106	$50,971	$9,985,054

第9年供款共

$611,647

第9年利息

$254,481

第9年共還本金

$357,166

第10年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
109	$20,802	$30,168	$50,971	$9,954,885
110	$20,739	$30,231	$50,971	$9,924,654
111	$20,676	$30,294	$50,971	$9,894,360
112	$20,613	$30,357	$50,971	$9,864,003
113	$20,550	$30,421	$50,971	$9,833,582
114	$20,487	$30,484	$50,971	$9,803,098
115	$20,423	$30,547	$50,971	$9,772,551
116	$20,359	$30,611	$50,971	$9,741,939
117	$20,296	$30,675	$50,971	$9,711,265
118	$20,232	$30,739	$50,971	$9,680,526
119	$20,168	$30,803	$50,971	$9,649,723
120	$20,104	$30,867	$50,971	$9,618,856

第10年供款共

$611,647

第10年利息

$245,449

第10年共還本金

$366,198

第11年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
121	$20,039	$30,931	$50,971	$9,587,925
122	$19,975	$30,996	$50,971	$9,556,929
123	$19,910	$31,060	$50,971	$9,525,869
124	$19,846	$31,125	$50,971	$9,494,744
125	$19,781	$31,190	$50,971	$9,463,554
126	$19,716	$31,255	$50,971	$9,432,299
127	$19,651	$31,320	$50,971	$9,400,979
128	$19,585	$31,385	$50,971	$9,369,594
129	$19,520	$31,451	$50,971	$9,338,143
130	$19,454	$31,516	$50,971	$9,306,627
131	$19,389	$31,582	$50,971	$9,275,045
132	$19,323	$31,648	$50,971	$9,243,397

第11年供款共

$611,647

第11年利息

$236,189

第11年共還本金

$375,458

第12年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
133	$19,257	$31,714	$50,971	$9,211,684
134	$19,191	$31,780	$50,971	$9,179,904
135	$19,125	$31,846	$50,971	$9,148,059
136	$19,058	$31,912	$50,971	$9,116,146
137	$18,992	$31,979	$50,971	$9,084,168
138	$18,925	$32,045	$50,971	$9,052,123
139	$18,859	$32,112	$50,971	$9,020,011
140	$18,792	$32,179	$50,971	$8,987,832
141	$18,725	$32,246	$50,971	$8,955,586
142	$18,657	$32,313	$50,971	$8,923,273
143	$18,590	$32,380	$50,971	$8,890,892
144	$18,523	$32,448	$50,971	$8,858,444

第12年供款共

$611,647

第12年利息

$226,694

第12年共還本金

$384,953

第13年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
145	$18,455	$32,516	$50,971	$8,825,929
146	$18,387	$32,583	$50,971	$8,793,345
147	$18,319	$32,651	$50,971	$8,760,694
148	$18,251	$32,719	$50,971	$8,727,975
149	$18,183	$32,787	$50,971	$8,695,188
150	$18,115	$32,856	$50,971	$8,662,332
151	$18,047	$32,924	$50,971	$8,629,408
152	$17,978	$32,993	$50,971	$8,596,416
153	$17,909	$33,061	$50,971	$8,563,354
154	$17,840	$33,130	$50,971	$8,530,224
155	$17,771	$33,199	$50,971	$8,497,025
156	$17,702	$33,268	$50,971	$8,463,756

第13年供款共

$611,647

第13年利息

$216,959

第13年共還本金

$394,688

第14年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
157	$17,633	$33,338	$50,971	$8,430,418
158	$17,563	$33,407	$50,971	$8,397,011
159	$17,494	$33,477	$50,971	$8,363,534
160	$17,424	$33,547	$50,971	$8,329,988
161	$17,354	$33,616	$50,971	$8,296,371
162	$17,284	$33,686	$50,971	$8,262,685
163	$17,214	$33,757	$50,971	$8,228,928
164	$17,144	$33,827	$50,971	$8,195,101
165	$17,073	$33,897	$50,971	$8,161,204
166	$17,003	$33,968	$50,971	$8,127,236
167	$16,932	$34,039	$50,971	$8,093,197
168	$16,861	$34,110	$50,971	$8,059,087

第14年供款共

$611,647

第14年利息

$206,978

第14年共還本金

$404,669

第15年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
169	$16,790	$34,181	$50,971	$8,024,906
170	$16,719	$34,252	$50,971	$7,990,654
171	$16,647	$34,323	$50,971	$7,956,331
172	$16,576	$34,395	$50,971	$7,921,936
173	$16,504	$34,467	$50,971	$7,887,469
174	$16,432	$34,538	$50,971	$7,852,931
175	$16,360	$34,610	$50,971	$7,818,320
176	$16,288	$34,682	$50,971	$7,783,638
177	$16,216	$34,755	$50,971	$7,748,883
178	$16,144	$34,827	$50,971	$7,714,056
179	$16,071	$34,900	$50,971	$7,679,157
180	$15,998	$34,972	$50,971	$7,644,184

第15年供款共

$611,647

第15年利息

$196,745

第15年共還本金

$414,903

第16年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
181	$15,925	$35,045	$50,971	$7,609,139
182	$15,852	$35,118	$50,971	$7,574,021
183	$15,779	$35,191	$50,971	$7,538,829
184	$15,706	$35,265	$50,971	$7,503,565
185	$15,632	$35,338	$50,971	$7,468,227
186	$15,559	$35,412	$50,971	$7,432,815
187	$15,485	$35,486	$50,971	$7,397,329
188	$15,411	$35,559	$50,971	$7,361,770
189	$15,337	$35,634	$50,971	$7,326,136
190	$15,263	$35,708	$50,971	$7,290,428
191	$15,188	$35,782	$50,971	$7,254,646
192	$15,114	$35,857	$50,971	$7,218,789

第16年供款共

$611,647

第16年利息

$186,252

第16年共還本金

$425,395

第17年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
193	$15,039	$35,931	$50,971	$7,182,858
194	$14,964	$36,006	$50,971	$7,146,852
195	$14,889	$36,081	$50,971	$7,110,770
196	$14,814	$36,156	$50,971	$7,074,614
197	$14,739	$36,232	$50,971	$7,038,382
198	$14,663	$36,307	$50,971	$7,002,075
199	$14,588	$36,383	$50,971	$6,965,692
200	$14,512	$36,459	$50,971	$6,929,233
201	$14,436	$36,535	$50,971	$6,892,698
202	$14,360	$36,611	$50,971	$6,856,088
203	$14,284	$36,687	$50,971	$6,819,400
204	$14,207	$36,764	$50,971	$6,782,637

第17年供款共

$611,647

第17年利息

$175,495

第17年共還本金

$436,152

第18年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
205	$14,130	$36,840	$50,971	$6,745,797
206	$14,054	$36,917	$50,971	$6,708,880
207	$13,977	$36,994	$50,971	$6,671,886
208	$13,900	$37,071	$50,971	$6,634,815
209	$13,823	$37,148	$50,971	$6,597,667
210	$13,745	$37,225	$50,971	$6,560,442
211	$13,668	$37,303	$50,971	$6,523,139
212	$13,590	$37,381	$50,971	$6,485,758
213	$13,512	$37,459	$50,971	$6,448,300
214	$13,434	$37,537	$50,971	$6,410,763
215	$13,356	$37,615	$50,971	$6,373,148
216	$13,277	$37,693	$50,971	$6,335,455

第18年供款共

$611,647

第18年利息

$164,465

第18年共還本金

$447,182

第19年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
217	$13,199	$37,772	$50,971	$6,297,683
218	$13,120	$37,850	$50,971	$6,259,833
219	$13,041	$37,929	$50,971	$6,221,903
220	$12,962	$38,008	$50,971	$6,183,895
221	$12,883	$38,087	$50,971	$6,145,808
222	$12,804	$38,167	$50,971	$6,107,641
223	$12,724	$38,246	$50,971	$6,069,394
224	$12,645	$38,326	$50,971	$6,031,068
225	$12,565	$38,406	$50,971	$5,992,663
226	$12,485	$38,486	$50,971	$5,954,177
227	$12,405	$38,566	$50,971	$5,915,611
228	$12,324	$38,646	$50,971	$5,876,964

第19年供款共

$611,647

第19年利息

$153,157

第19年共還本金

$458,491

第20年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
229	$12,244	$38,727	$50,971	$5,838,237
230	$12,163	$38,808	$50,971	$5,799,430
231	$12,082	$38,888	$50,971	$5,760,541
232	$12,001	$38,969	$50,971	$5,721,572
233	$11,920	$39,051	$50,971	$5,682,521
234	$11,839	$39,132	$50,971	$5,643,389
235	$11,757	$39,214	$50,971	$5,604,176
236	$11,675	$39,295	$50,971	$5,564,880
237	$11,594	$39,377	$50,971	$5,525,503
238	$11,511	$39,459	$50,971	$5,486,044
239	$11,429	$39,541	$50,971	$5,446,503
240	$11,347	$39,624	$50,971	$5,406,879

第20年供款共

$611,647

第20年利息

$141,562

第20年共還本金

$470,085

第21年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
241	$11,264	$39,706	$50,971	$5,367,173
242	$11,182	$39,789	$50,971	$5,327,384
243	$11,099	$39,872	$50,971	$5,287,512
244	$11,016	$39,955	$50,971	$5,247,557
245	$10,932	$40,038	$50,971	$5,207,519
246	$10,849	$40,122	$50,971	$5,167,397
247	$10,765	$40,205	$50,971	$5,127,192
248	$10,682	$40,289	$50,971	$5,086,903
249	$10,598	$40,373	$50,971	$5,046,530
250	$10,514	$40,457	$50,971	$5,006,073
251	$10,429	$40,541	$50,971	$4,965,532
252	$10,345	$40,626	$50,971	$4,924,906

第21年供款共

$611,647

第21年利息

$129,674

第21年共還本金

$481,973

第22年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
253	$10,260	$40,710	$50,971	$4,884,196
254	$10,175	$40,795	$50,971	$4,843,401
255	$10,090	$40,880	$50,971	$4,802,520
256	$10,005	$40,965	$50,971	$4,761,555
257	$9,920	$41,051	$50,971	$4,720,504
258	$9,834	$41,136	$50,971	$4,679,368
259	$9,749	$41,222	$50,971	$4,638,146
260	$9,663	$41,308	$50,971	$4,596,839
261	$9,577	$41,394	$50,971	$4,555,445
262	$9,491	$41,480	$50,971	$4,513,965
263	$9,404	$41,567	$50,971	$4,472,398
264	$9,317	$41,653	$50,971	$4,430,745

第22年供款共

$611,647

第22年利息

$117,486

第22年共還本金

$494,161

第23年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
265	$9,231	$41,740	$50,971	$4,389,005
266	$9,144	$41,827	$50,971	$4,347,178
267	$9,057	$41,914	$50,971	$4,305,264
268	$8,969	$42,001	$50,971	$4,263,263
269	$8,882	$42,089	$50,971	$4,221,174
270	$8,794	$42,176	$50,971	$4,178,998
271	$8,706	$42,264	$50,971	$4,136,733
272	$8,618	$42,352	$50,971	$4,094,381
273	$8,530	$42,441	$50,971	$4,051,940
274	$8,442	$42,529	$50,971	$4,009,411
275	$8,353	$42,618	$50,971	$3,966,794
276	$8,264	$42,706	$50,971	$3,924,087

第23年供款共

$611,647

第23年利息

$104,989

第23年共還本金

$506,658

第24年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
277	$8,175	$42,795	$50,971	$3,881,292
278	$8,086	$42,885	$50,971	$3,838,407
279	$7,997	$42,974	$50,971	$3,795,433
280	$7,907	$43,063	$50,971	$3,752,370
281	$7,817	$43,153	$50,971	$3,709,217
282	$7,728	$43,243	$50,971	$3,665,974
283	$7,637	$43,333	$50,971	$3,622,640
284	$7,547	$43,423	$50,971	$3,579,217
285	$7,457	$43,514	$50,971	$3,535,703
286	$7,366	$43,605	$50,971	$3,492,099
287	$7,275	$43,695	$50,971	$3,448,403
288	$7,184	$43,786	$50,971	$3,404,617

第24年供款共

$611,647

第24年利息

$92,177

第24年共還本金

$519,470

第25年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
289	$7,093	$43,878	$50,971	$3,360,739
290	$7,002	$43,969	$50,971	$3,316,770
291	$6,910	$44,061	$50,971	$3,272,709
292	$6,818	$44,152	$50,971	$3,228,557
293	$6,726	$44,244	$50,971	$3,184,313
294	$6,634	$44,337	$50,971	$3,139,976
295	$6,542	$44,429	$50,971	$3,095,547
296	$6,449	$44,522	$50,971	$3,051,025
297	$6,356	$44,614	$50,971	$3,006,411
298	$6,263	$44,707	$50,971	$2,961,704
299	$6,170	$44,800	$50,971	$2,916,903
300	$6,077	$44,894	$50,971	$2,872,010

第25年供款共

$611,647

第25年利息

$79,040

第25年共還本金

$532,607

第26年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
301	$5,983	$44,987	$50,971	$2,827,023
302	$5,890	$45,081	$50,971	$2,781,942
303	$5,796	$45,175	$50,971	$2,736,767
304	$5,702	$45,269	$50,971	$2,691,498
305	$5,607	$45,363	$50,971	$2,646,134
306	$5,513	$45,458	$50,971	$2,600,677
307	$5,418	$45,553	$50,971	$2,555,124
308	$5,323	$45,647	$50,971	$2,509,477
309	$5,228	$45,743	$50,971	$2,463,734
310	$5,133	$45,838	$50,971	$2,417,896
311	$5,037	$45,933	$50,971	$2,371,963
312	$4,942	$46,029	$50,971	$2,325,934

第26年供款共

$611,647

第26年利息

$65,571

第26年共還本金

$546,076

第27年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
313	$4,846	$46,125	$50,971	$2,279,809
314	$4,750	$46,221	$50,971	$2,233,588
315	$4,653	$46,317	$50,971	$2,187,271
316	$4,557	$46,414	$50,971	$2,140,857
317	$4,460	$46,510	$50,971	$2,094,347
318	$4,363	$46,607	$50,971	$2,047,739
319	$4,266	$46,704	$50,971	$2,001,035
320	$4,169	$46,802	$50,971	$1,954,233
321	$4,071	$46,899	$50,971	$1,907,334
322	$3,974	$46,997	$50,971	$1,860,337
323	$3,876	$47,095	$50,971	$1,813,242
324	$3,778	$47,193	$50,971	$1,766,049

第27年供款共

$611,647

第27年利息

$51,762

第27年共還本金

$559,885

第28年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
325	$3,679	$47,291	$50,971	$1,718,757
326	$3,581	$47,390	$50,971	$1,671,368
327	$3,482	$47,489	$50,971	$1,623,879
328	$3,383	$47,588	$50,971	$1,576,291
329	$3,284	$47,687	$50,971	$1,528,605
330	$3,185	$47,786	$50,971	$1,480,819
331	$3,085	$47,886	$50,971	$1,432,933
332	$2,985	$47,985	$50,971	$1,384,948
333	$2,885	$48,085	$50,971	$1,336,863
334	$2,785	$48,185	$50,971	$1,288,677
335	$2,685	$48,286	$50,971	$1,240,391
336	$2,584	$48,386	$50,971	$1,192,005

第28年供款共

$611,647

第28年利息

$37,603

第28年共還本金

$574,044

第29年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
337	$2,483	$48,487	$50,971	$1,143,518
338	$2,382	$48,588	$50,971	$1,094,929
339	$2,281	$48,689	$50,971	$1,046,240
340	$2,180	$48,791	$50,971	$997,449
341	$2,078	$48,893	$50,971	$948,556
342	$1,976	$48,994	$50,971	$899,562
343	$1,874	$49,097	$50,971	$850,465
344	$1,772	$49,199	$50,971	$801,267
345	$1,669	$49,301	$50,971	$751,965
346	$1,567	$49,404	$50,971	$702,561
347	$1,464	$49,507	$50,971	$653,054
348	$1,361	$49,610	$50,971	$603,444

第29年供款共

$611,647

第29年利息

$23,087

第29年共還本金

$588,561

第30年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
349	$1,257	$49,713	$50,971	$553,731
350	$1,154	$49,817	$50,971	$503,914
351	$1,050	$49,921	$50,971	$453,993
352	$946	$50,025	$50,971	$403,968
353	$842	$50,129	$50,971	$353,839
354	$737	$50,233	$50,971	$303,606
355	$633	$50,338	$50,971	$253,268
356	$528	$50,443	$50,971	$202,825
357	$423	$50,548	$50,971	$152,277
358	$317	$50,653	$50,971	$101,624
359	$212	$50,759	$50,971	$50,865
360	$106	$50,865	$50,971	$0

第30年供款共

$611,647

第30年利息

$8,203

第30年共還本金

$603,444

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Property Price

Loan %

Mort. Insurance

Stamp Duty

Special Stamp Duty (SSD)

Total Expense HK$32,613,915

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