Property Price

HK$

Loan %

HK$

Term

年

Interest Rate

Stamp Duty

HK permanent resident

Own another residential property

Acquires the property by company

Calculate Special Stamp Duty (Paid by Seller)

Advance Calc. - Affordability Calc.

Other Monthly Payment

HK$

Monthly Income

HK$

Calculate

Advance Calc. - 年利率递增计算

Range

Inc

年利率递增表

Total Expense HK$60,668,446

Monthly Payment
$94,830

Down Payment

$24,000,000

Total Loan

$24,000,000

Total int. paid

$10,138,446

Stamp Duty

$2,040,000

Other

$490,000

Budget of property purchase

HK$26,530,000

Min. Monthly Income Requirement

Base on DTI ratio

$189,658

Base on stress test

$227,116

Budget of property purchase

HK$26,530,000

Down Payment

$24,000,000
Stamp Duty

$2,040,000
- AVD
  
  $2,040,000
- SSD(Paid by Seller)
  
  $0
- BSD
  
  $0
Legal fee

$ 10,000
Agency Commission

$480,000
Mort. Insurance

Not applicable

Stress Test (Assume interest rates increase by 3.0%)

Min. Monthly Income Requirement

Base on DTI ratio

$189,658

Base on stress test

$227,116

Repayment Schedule Clear

Disclaimer

The information provided by this calculator is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to using and relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.

Recommended properties

Sai Kung FULLWAY GDN

SAI KUNG FULLWAY GDN

1,985 ft²

@23,678

GFA

2,400 ft²

@19,583

Sale$47 M

1,985 ft²

@23,678

GFA

2,400 ft²

@19,583

Sale$47 M

Sai Kung MARINA COVE

MARINA COVE

1,945 ft²

@25,090

GFA

2,554 ft²

@19,107

Sale$48.8 M

1,945 ft²

@25,090

GFA

2,554 ft²

@19,107

Sale$48.8 M

Sai Kung MARINA COVE

Spectacular Sea View House

1,819 ft²

@26,872

GFA

2,391 ft²

@20,443

Sale$48.88 M

1,819 ft²

@26,872

GFA

2,391 ft²

@20,443

Sale$48.88 M

Sai Kung NAM SHAN NEW VILLAGE

HUGE GARDEN HOUSE OVERLOOKING A WIDE OPEN SEA VIEW

2,100 ft²

@22,857

GFA

2,100 ft²

@22,857

HIT Hot Must Promotion

Sale$48 M

2,100 ft²

@22,857

GFA

2,100 ft²

@22,857

Sale$48 M

HIT Hot Must Promotion

Sai Kung MARINA COVE PH 04

MARINA COVE PH 04

1,819 ft²

@26,663

GFA

2,391 ft²

@20,284

Sale$48.5 M

1,819 ft²

@26,663

GFA

2,391 ft²

@20,284

Sale$48.5 M

Clearwater Bay AEGEAN VILLA

VILLA HOUSE

1,780 ft²

@26,966

GFA

2,291 ft²

@20,952

Sale$48 M

1,780 ft²

@26,966

GFA

2,291 ft²

@20,952

Sale$48 M

Sai Kung PAK SHA TERRACE

HEBE HEAVEN RESIDENTIAL

1,305 ft²

@36,782

GFA

2,570 ft²

@18,677

Sale$48 M

1,305 ft²

@36,782

GFA

2,570 ft²

@18,677

Sale$48 M

Clearwater Bay MOUNT PAVILIA

Luxury Low Rise Development

1,819 ft²

@26,388

Sale$48 M

1,819 ft²

@26,388

Sale$48 M

Clearwater Bay CLEAR WATER BAY

WESTERN STYLE SEA VIEW HOUSE

1,794 ft²

@26,756

GFA

1,816 ft²

@26,432

Sale$48 M

1,794 ft²

@26,756

GFA

1,816 ft²

@26,432

Sale$48 M

Sai Kung HING KENG SHEK

Huge garden ,private swimming pool.

GFA

2,100 ft²

@22,857

Sale$48 M

GFA

2,100 ft²

@22,857

Sale$48 M

Sai Kung SILVERSTRAND VILLA

SEA VIEW VILLA

1,449 ft²

@32,988

GFA

1,800 ft²

@26,556

Sale$47.8 M

1,449 ft²

@32,988

GFA

1,800 ft²

@26,556

Sale$47.8 M

Interest Rate	15Year	20Year	25Year	30Year
1.000	$143,639	$110,375	$90,449	$77,193
1.500	$148,978	$115,811	$95,985	$82,829
2.000	$154,442	$121,412	$101,725	$88,709
2.500	$160,029	$127,177	$107,668	$94,829
3.000	$165,740	$133,103	$113,811	$101,185
3.500	$171,572	$139,190	$120,150	$107,771
4.000	$177,525	$145,435	$126,681	$114,580
4.500	$183,598	$151,836	$133,400	$121,604
5.000	$189,790	$158,389	$140,302	$128,837
5.500	$196,100	$165,093	$147,381	$136,269
6.000	$202,526	$171,943	$154,632	$143,892

每月供款$94,830

年期

30年

貸款

$24,000,000

利息

$10,138,446

總貸款連利息

$34,138,446

第1年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
1	$50,000	$44,829	$94,829	$23,955,171
2	$49,907	$44,922	$94,829	$23,910,249
3	$49,813	$45,016	$94,829	$23,865,233
4	$49,719	$45,110	$94,829	$23,820,123
5	$49,625	$45,204	$94,829	$23,774,919
6	$49,531	$45,298	$94,829	$23,729,621
7	$49,437	$45,392	$94,829	$23,684,229
8	$49,342	$45,487	$94,829	$23,638,742
9	$49,247	$45,582	$94,829	$23,593,160
10	$49,152	$45,677	$94,829	$23,547,484
11	$49,057	$45,772	$94,829	$23,501,712
12	$48,962	$45,867	$94,829	$23,455,845

第1年供款共

$1,137,948

第1年利息

$593,793

第1年共還本金

$544,155

第2年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
13	$48,866	$45,963	$94,829	$23,409,882
14	$48,771	$46,058	$94,829	$23,363,824
15	$48,675	$46,154	$94,829	$23,317,669
16	$48,578	$46,251	$94,829	$23,271,419
17	$48,482	$46,347	$94,829	$23,225,072
18	$48,386	$46,443	$94,829	$23,178,628
19	$48,289	$46,540	$94,829	$23,132,088
20	$48,192	$46,637	$94,829	$23,085,451
21	$48,095	$46,734	$94,829	$23,038,717
22	$47,997	$46,832	$94,829	$22,991,885
23	$47,900	$46,929	$94,829	$22,944,956
24	$47,802	$47,027	$94,829	$22,897,929

第2年供款共

$1,137,948

第2年利息

$580,032

第2年共還本金

$557,916

第3年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
25	$47,704	$47,125	$94,829	$22,850,804
26	$47,606	$47,223	$94,829	$22,803,581
27	$47,507	$47,322	$94,829	$22,756,259
28	$47,409	$47,420	$94,829	$22,708,839
29	$47,310	$47,519	$94,829	$22,661,320
30	$47,211	$47,618	$94,829	$22,613,702
31	$47,112	$47,717	$94,829	$22,565,985
32	$47,012	$47,817	$94,829	$22,518,168
33	$46,913	$47,916	$94,829	$22,470,252
34	$46,813	$48,016	$94,829	$22,422,236
35	$46,713	$48,116	$94,829	$22,374,120
36	$46,613	$48,216	$94,829	$22,325,904

第3年供款共

$1,137,948

第3年利息

$565,923

第3年共還本金

$572,025

第4年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
37	$46,512	$48,317	$94,829	$22,277,587
38	$46,412	$48,417	$94,829	$22,229,170
39	$46,311	$48,518	$94,829	$22,180,652
40	$46,210	$48,619	$94,829	$22,132,032
41	$46,108	$48,721	$94,829	$22,083,312
42	$46,007	$48,822	$94,829	$22,034,490
43	$45,905	$48,924	$94,829	$21,985,566
44	$45,803	$49,026	$94,829	$21,936,540
45	$45,701	$49,128	$94,829	$21,887,412
46	$45,599	$49,230	$94,829	$21,838,182
47	$45,496	$49,333	$94,829	$21,788,849
48	$45,393	$49,436	$94,829	$21,739,413

第4年供款共

$1,137,948

第4年利息

$551,458

第4年共還本金

$586,490

第5年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
49	$45,290	$49,539	$94,829	$21,689,875
50	$45,187	$49,642	$94,829	$21,640,233
51	$45,084	$49,745	$94,829	$21,590,488
52	$44,980	$49,849	$94,829	$21,540,639
53	$44,876	$49,953	$94,829	$21,490,686
54	$44,772	$50,057	$94,829	$21,440,630
55	$44,668	$50,161	$94,829	$21,390,469
56	$44,563	$50,266	$94,829	$21,340,203
57	$44,459	$50,370	$94,829	$21,289,833
58	$44,354	$50,475	$94,829	$21,239,358
59	$44,249	$50,580	$94,829	$21,188,777
60	$44,143	$50,686	$94,829	$21,138,091

第5年供款共

$1,137,948

第5年利息

$536,626

第5年共還本金

$601,322

第6年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
61	$44,038	$50,791	$94,829	$21,087,300
62	$43,932	$50,897	$94,829	$21,036,403
63	$43,826	$51,003	$94,829	$20,985,400
64	$43,720	$51,109	$94,829	$20,934,290
65	$43,613	$51,216	$94,829	$20,883,075
66	$43,506	$51,323	$94,829	$20,831,752
67	$43,399	$51,430	$94,829	$20,780,322
68	$43,292	$51,537	$94,829	$20,728,786
69	$43,185	$51,644	$94,829	$20,677,142
70	$43,077	$51,752	$94,829	$20,625,390
71	$42,970	$51,859	$94,829	$20,573,531
72	$42,862	$51,967	$94,829	$20,521,563

第6年供款共

$1,137,948

第6年利息

$521,420

第6年共還本金

$616,528

第7年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
73	$42,753	$52,076	$94,829	$20,469,487
74	$42,645	$52,184	$94,829	$20,417,303
75	$42,536	$52,293	$94,829	$20,365,010
76	$42,427	$52,402	$94,829	$20,312,608
77	$42,318	$52,511	$94,829	$20,260,097
78	$42,209	$52,620	$94,829	$20,207,477
79	$42,099	$52,730	$94,829	$20,154,747
80	$41,989	$52,840	$94,829	$20,101,907
81	$41,879	$52,950	$94,829	$20,048,956
82	$41,769	$53,060	$94,829	$19,995,896
83	$41,658	$53,171	$94,829	$19,942,725
84	$41,547	$53,282	$94,829	$19,889,444

第7年供款共

$1,137,948

第7年利息

$505,829

第7年共還本金

$632,119

第8年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
85	$41,436	$53,393	$94,829	$19,836,051
86	$41,325	$53,504	$94,829	$19,782,547
87	$41,214	$53,615	$94,829	$19,728,932
88	$41,102	$53,727	$94,829	$19,675,205
89	$40,990	$53,839	$94,829	$19,621,366
90	$40,878	$53,951	$94,829	$19,567,414
91	$40,765	$54,064	$94,829	$19,513,351
92	$40,653	$54,176	$94,829	$19,459,175
93	$40,540	$54,289	$94,829	$19,404,886
94	$40,427	$54,402	$94,829	$19,350,483
95	$40,314	$54,516	$94,829	$19,295,968
96	$40,200	$54,629	$94,829	$19,241,339

第8年供款共

$1,137,948

第8年利息

$489,843

第8年共還本金

$648,105

第9年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
97	$40,086	$54,743	$94,829	$19,186,596
98	$39,972	$54,857	$94,829	$19,131,739
99	$39,858	$54,971	$94,829	$19,076,768
100	$39,743	$55,086	$94,829	$19,021,682
101	$39,629	$55,201	$94,829	$18,966,481
102	$39,514	$55,316	$94,829	$18,911,166
103	$39,398	$55,431	$94,829	$18,855,735
104	$39,283	$55,546	$94,829	$18,800,189
105	$39,167	$55,662	$94,829	$18,744,527
106	$39,051	$55,778	$94,829	$18,688,749
107	$38,935	$55,894	$94,829	$18,632,855
108	$38,818	$56,011	$94,829	$18,576,844

第9年供款共

$1,137,948

第9年利息

$473,454

第9年共還本金

$664,494

第10年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
109	$38,702	$56,127	$94,829	$18,520,717
110	$38,585	$56,244	$94,829	$18,464,473
111	$38,468	$56,361	$94,829	$18,408,112
112	$38,350	$56,479	$94,829	$18,351,633
113	$38,233	$56,596	$94,829	$18,295,036
114	$38,115	$56,714	$94,829	$18,238,322
115	$37,997	$56,833	$94,829	$18,181,489
116	$37,878	$56,951	$94,829	$18,124,539
117	$37,759	$57,070	$94,829	$18,067,469
118	$37,641	$57,188	$94,829	$18,010,281
119	$37,521	$57,308	$94,829	$17,952,973
120	$37,402	$57,427	$94,829	$17,895,546

第10年供款共

$1,137,948

第10年利息

$456,650

第10年共還本金

$681,298

第11年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
121	$37,282	$57,547	$94,829	$17,837,999
122	$37,162	$57,667	$94,829	$17,780,333
123	$37,042	$57,787	$94,829	$17,722,546
124	$36,922	$57,907	$94,829	$17,664,639
125	$36,801	$58,028	$94,829	$17,606,611
126	$36,680	$58,149	$94,829	$17,548,463
127	$36,559	$58,270	$94,829	$17,490,193
128	$36,438	$58,391	$94,829	$17,431,802
129	$36,316	$58,513	$94,829	$17,373,289
130	$36,194	$58,635	$94,829	$17,314,655
131	$36,072	$58,757	$94,829	$17,255,898
132	$35,950	$58,879	$94,829	$17,197,019

第11年供款共

$1,137,948

第11年利息

$439,421

第11年共還本金

$698,527

第12年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
133	$35,827	$59,002	$94,829	$17,138,017
134	$35,704	$59,125	$94,829	$17,078,892
135	$35,581	$59,248	$94,829	$17,019,644
136	$35,458	$59,371	$94,829	$16,960,272
137	$35,334	$59,495	$94,829	$16,900,777
138	$35,210	$59,619	$94,829	$16,841,158
139	$35,086	$59,743	$94,829	$16,781,415
140	$34,961	$59,868	$94,829	$16,721,547
141	$34,837	$59,992	$94,829	$16,661,555
142	$34,712	$60,117	$94,829	$16,601,437
143	$34,586	$60,243	$94,829	$16,541,195
144	$34,461	$60,368	$94,829	$16,480,826

第12年供款共

$1,137,948

第12年利息

$421,756

第12年共還本金

$716,192

第13年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
145	$34,335	$60,494	$94,829	$16,420,332
146	$34,209	$60,620	$94,829	$16,359,713
147	$34,083	$60,746	$94,829	$16,298,966
148	$33,956	$60,873	$94,829	$16,238,093
149	$33,829	$61,000	$94,829	$16,177,094
150	$33,702	$61,127	$94,829	$16,115,967
151	$33,575	$61,254	$94,829	$16,054,713
152	$33,447	$61,382	$94,829	$15,993,331
153	$33,319	$61,510	$94,829	$15,931,822
154	$33,191	$61,638	$94,829	$15,870,184
155	$33,063	$61,766	$94,829	$15,808,418
156	$32,934	$61,895	$94,829	$15,746,523

第13年供款共

$1,137,948

第13年利息

$403,645

第13年共還本金

$734,303

第14年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
157	$32,805	$62,024	$94,829	$15,684,499
158	$32,676	$62,153	$94,829	$15,622,346
159	$32,547	$62,282	$94,829	$15,560,064
160	$32,417	$62,412	$94,829	$15,497,652
161	$32,287	$62,542	$94,829	$15,435,109
162	$32,156	$62,673	$94,829	$15,372,437
163	$32,026	$62,803	$94,829	$15,309,634
164	$31,895	$62,934	$94,829	$15,246,700
165	$31,764	$63,065	$94,829	$15,183,635
166	$31,633	$63,196	$94,829	$15,120,438
167	$31,501	$63,328	$94,829	$15,057,110
168	$31,369	$63,460	$94,829	$14,993,650

第14年供款共

$1,137,948

第14年利息

$385,075

第14年共還本金

$752,873

第15年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
169	$31,237	$63,592	$94,829	$14,930,058
170	$31,104	$63,725	$94,829	$14,866,333
171	$30,972	$63,857	$94,829	$14,802,476
172	$30,838	$63,991	$94,829	$14,738,485
173	$30,705	$64,124	$94,829	$14,674,361
174	$30,572	$64,257	$94,829	$14,610,104
175	$30,438	$64,391	$94,829	$14,545,713
176	$30,304	$64,525	$94,829	$14,481,187
177	$30,169	$64,660	$94,829	$14,416,527
178	$30,034	$64,795	$94,829	$14,351,733
179	$29,899	$64,930	$94,829	$14,286,803
180	$29,764	$65,065	$94,829	$14,221,738

第15年供款共

$1,137,948

第15年利息

$366,036

第15年共還本金

$771,912

第16年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
181	$29,629	$65,200	$94,829	$14,156,538
182	$29,493	$65,336	$94,829	$14,091,202
183	$29,357	$65,472	$94,829	$14,025,729
184	$29,220	$65,609	$94,829	$13,960,120
185	$29,084	$65,745	$94,829	$13,894,375
186	$28,947	$65,882	$94,829	$13,828,493
187	$28,809	$66,020	$94,829	$13,762,473
188	$28,672	$66,157	$94,829	$13,696,316
189	$28,534	$66,295	$94,829	$13,630,021
190	$28,396	$66,433	$94,829	$13,563,588
191	$28,257	$66,572	$94,829	$13,497,016
192	$28,119	$66,710	$94,829	$13,430,306

第16年供款共

$1,137,948

第16年利息

$346,516

第16年共還本金

$791,432

第17年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
193	$27,980	$66,849	$94,829	$13,363,457
194	$27,841	$66,988	$94,829	$13,296,468
195	$27,701	$67,128	$94,829	$13,229,340
196	$27,561	$67,268	$94,829	$13,162,072
197	$27,421	$67,408	$94,829	$13,094,664
198	$27,281	$67,548	$94,829	$13,027,116
199	$27,140	$67,689	$94,829	$12,959,427
200	$26,999	$67,830	$94,829	$12,891,596
201	$26,857	$67,972	$94,829	$12,823,625
202	$26,716	$68,113	$94,829	$12,755,512
203	$26,574	$68,255	$94,829	$12,687,257
204	$26,432	$68,397	$94,829	$12,618,859

第17年供款共

$1,137,948

第17年利息

$326,502

第17年共還本金

$811,446

第18年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
205	$26,289	$68,540	$94,829	$12,550,320
206	$26,146	$68,683	$94,829	$12,481,637
207	$26,003	$68,826	$94,829	$12,412,812
208	$25,860	$68,969	$94,829	$12,343,843
209	$25,716	$69,113	$94,829	$12,274,730
210	$25,572	$69,257	$94,829	$12,205,473
211	$25,428	$69,401	$94,829	$12,136,072
212	$25,283	$69,546	$94,829	$12,066,527
213	$25,139	$69,690	$94,829	$11,996,836
214	$24,993	$69,836	$94,829	$11,927,001
215	$24,848	$69,981	$94,829	$11,857,020
216	$24,702	$70,127	$94,829	$11,786,893

第18年供款共

$1,137,948

第18年利息

$305,982

第18年共還本金

$831,967

第19年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
217	$24,556	$70,273	$94,829	$11,716,620
218	$24,410	$70,419	$94,829	$11,646,200
219	$24,263	$70,566	$94,829	$11,575,634
220	$24,116	$70,713	$94,829	$11,504,921
221	$23,969	$70,860	$94,829	$11,434,061
222	$23,821	$71,008	$94,829	$11,363,053
223	$23,673	$71,156	$94,829	$11,291,897
224	$23,525	$71,304	$94,829	$11,220,592
225	$23,376	$71,453	$94,829	$11,149,140
226	$23,227	$71,602	$94,829	$11,077,538
227	$23,078	$71,751	$94,829	$11,005,787
228	$22,929	$71,900	$94,829	$10,933,887

第19年供款共

$1,137,948

第19年利息

$284,942

第19年共還本金

$853,006

第20年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
229	$22,779	$72,050	$94,829	$10,861,837
230	$22,629	$72,200	$94,829	$10,789,637
231	$22,478	$72,351	$94,829	$10,717,286
232	$22,328	$72,501	$94,829	$10,644,785
233	$22,177	$72,652	$94,829	$10,572,132
234	$22,025	$72,804	$94,829	$10,499,329
235	$21,874	$72,955	$94,829	$10,426,373
236	$21,722	$73,107	$94,829	$10,353,266
237	$21,569	$73,260	$94,829	$10,280,006
238	$21,417	$73,412	$94,829	$10,206,594
239	$21,264	$73,565	$94,829	$10,133,028
240	$21,110	$73,719	$94,829	$10,059,310

第20年供款共

$1,137,948

第20年利息

$263,371

第20年共還本金

$874,577

第21年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
241	$20,957	$73,872	$94,829	$9,985,438
242	$20,803	$74,026	$94,829	$9,911,412
243	$20,649	$74,180	$94,829	$9,837,232
244	$20,494	$74,335	$94,829	$9,762,897
245	$20,339	$74,490	$94,829	$9,688,407
246	$20,184	$74,645	$94,829	$9,613,762
247	$20,029	$74,800	$94,829	$9,538,962
248	$19,873	$74,956	$94,829	$9,464,006
249	$19,717	$75,112	$94,829	$9,388,893
250	$19,560	$75,269	$94,829	$9,313,625
251	$19,403	$75,426	$94,829	$9,238,199
252	$19,246	$75,583	$94,829	$9,162,616

第21年供款共

$1,137,948

第21年利息

$241,254

第21年共還本金

$896,694

第22年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
253	$19,089	$75,740	$94,829	$9,086,876
254	$18,931	$75,898	$94,829	$9,010,978
255	$18,773	$76,056	$94,829	$8,934,922
256	$18,614	$76,215	$94,829	$8,858,707
257	$18,456	$76,373	$94,829	$8,782,334
258	$18,297	$76,532	$94,829	$8,705,801
259	$18,137	$76,692	$94,829	$8,629,109
260	$17,977	$76,852	$94,829	$8,552,258
261	$17,817	$77,012	$94,829	$8,475,246
262	$17,657	$77,172	$94,829	$8,398,074
263	$17,496	$77,333	$94,829	$8,320,741
264	$17,335	$77,494	$94,829	$8,243,246

第22年供款共

$1,137,948

第22年利息

$218,578

第22年共還本金

$919,370

第23年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
265	$17,173	$77,656	$94,829	$8,165,591
266	$17,012	$77,817	$94,829	$8,087,774
267	$16,850	$77,979	$94,829	$8,009,794
268	$16,687	$78,142	$94,829	$7,931,652
269	$16,524	$78,305	$94,829	$7,853,347
270	$16,361	$78,468	$94,829	$7,774,879
271	$16,198	$78,631	$94,829	$7,696,248
272	$16,034	$78,795	$94,829	$7,617,453
273	$15,870	$78,959	$94,829	$7,538,494
274	$15,705	$79,124	$94,829	$7,459,370
275	$15,540	$79,289	$94,829	$7,380,081
276	$15,375	$79,454	$94,829	$7,300,627

第23年供款共

$1,137,948

第23年利息

$195,329

第23年共還本金

$942,619

第24年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
277	$15,210	$79,619	$94,829	$7,221,008
278	$15,044	$79,785	$94,829	$7,141,223
279	$14,878	$79,951	$94,829	$7,061,271
280	$14,711	$80,118	$94,829	$6,981,153
281	$14,544	$80,285	$94,829	$6,900,868
282	$14,377	$80,452	$94,829	$6,820,416
283	$14,209	$80,620	$94,829	$6,739,796
284	$14,041	$80,788	$94,829	$6,659,008
285	$13,873	$80,956	$94,829	$6,578,052
286	$13,704	$81,125	$94,829	$6,496,928
287	$13,535	$81,294	$94,829	$6,415,634
288	$13,366	$81,463	$94,829	$6,334,171

第24年供款共

$1,137,948

第24年利息

$171,492

第24年共還本金

$966,457

第25年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
289	$13,196	$81,633	$94,829	$6,252,538
290	$13,026	$81,803	$94,829	$6,170,735
291	$12,856	$81,973	$94,829	$6,088,762
292	$12,685	$82,144	$94,829	$6,006,618
293	$12,514	$82,315	$94,829	$5,924,302
294	$12,342	$82,487	$94,829	$5,841,816
295	$12,170	$82,659	$94,829	$5,759,157
296	$11,998	$82,831	$94,829	$5,676,326
297	$11,826	$83,003	$94,829	$5,593,323
298	$11,653	$83,176	$94,829	$5,510,147
299	$11,479	$83,350	$94,829	$5,426,797
300	$11,306	$83,523	$94,829	$5,343,274

第25年供款共

$1,137,948

第25年利息

$147,051

第25年共還本金

$990,897

第26年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
301	$11,132	$83,697	$94,829	$5,259,577
302	$10,957	$83,872	$94,829	$5,175,705
303	$10,783	$84,046	$94,829	$5,091,659
304	$10,608	$84,221	$94,829	$5,007,438
305	$10,432	$84,397	$94,829	$4,923,041
306	$10,256	$84,573	$94,829	$4,838,468
307	$10,080	$84,749	$94,829	$4,753,719
308	$9,904	$84,925	$94,829	$4,668,794
309	$9,727	$85,102	$94,829	$4,583,691
310	$9,549	$85,280	$94,829	$4,498,412
311	$9,372	$85,457	$94,829	$4,412,954
312	$9,194	$85,635	$94,829	$4,327,319

第26年供款共

$1,137,948

第26年利息

$121,993

第26年共還本金

$1,015,955

第27年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
313	$9,015	$85,814	$94,829	$4,241,505
314	$8,836	$85,993	$94,829	$4,155,513
315	$8,657	$86,172	$94,829	$4,069,341
316	$8,478	$86,351	$94,829	$3,982,990
317	$8,298	$86,531	$94,829	$3,896,459
318	$8,118	$86,711	$94,829	$3,809,747
319	$7,937	$86,892	$94,829	$3,722,855
320	$7,756	$87,073	$94,829	$3,635,782
321	$7,575	$87,254	$94,829	$3,548,528
322	$7,393	$87,436	$94,829	$3,461,091
323	$7,211	$87,618	$94,829	$3,373,473
324	$7,028	$87,801	$94,829	$3,285,672

第27年供款共

$1,137,948

第27年利息

$96,301

第27年共還本金

$1,041,647

第28年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
325	$6,845	$87,984	$94,829	$3,197,688
326	$6,662	$88,167	$94,829	$3,109,521
327	$6,478	$88,351	$94,829	$3,021,170
328	$6,294	$88,535	$94,829	$2,932,635
329	$6,110	$88,719	$94,829	$2,843,916
330	$5,925	$88,904	$94,829	$2,755,012
331	$5,740	$89,089	$94,829	$2,665,922
332	$5,554	$89,275	$94,829	$2,576,647
333	$5,368	$89,461	$94,829	$2,487,186
334	$5,182	$89,647	$94,829	$2,397,539
335	$4,995	$89,834	$94,829	$2,307,705
336	$4,808	$90,021	$94,829	$2,217,683

第28年供款共

$1,137,948

第28年利息

$69,960

第28年共還本金

$1,067,989

第29年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
337	$4,620	$90,209	$94,829	$2,127,475
338	$4,432	$90,397	$94,829	$2,037,078
339	$4,244	$90,585	$94,829	$1,946,493
340	$4,055	$90,774	$94,829	$1,855,719
341	$3,866	$90,963	$94,829	$1,764,756
342	$3,677	$91,152	$94,829	$1,673,604
343	$3,487	$91,342	$94,829	$1,582,261
344	$3,296	$91,533	$94,829	$1,490,729
345	$3,106	$91,723	$94,829	$1,399,005
346	$2,915	$91,914	$94,829	$1,307,091
347	$2,723	$92,106	$94,829	$1,214,985
348	$2,531	$92,298	$94,829	$1,122,687

第29年供款共

$1,137,948

第29年利息

$42,952

第29年共還本金

$1,094,996

第30年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
349	$2,339	$92,490	$94,829	$1,030,197
350	$2,146	$92,683	$94,829	$937,514
351	$1,953	$92,876	$94,829	$844,638
352	$1,760	$93,069	$94,829	$751,569
353	$1,566	$93,263	$94,829	$658,306
354	$1,371	$93,458	$94,829	$564,848
355	$1,177	$93,652	$94,829	$471,196
356	$982	$93,847	$94,829	$377,349
357	$786	$94,043	$94,829	$283,306
358	$590	$94,239	$94,829	$189,067
359	$394	$94,435	$94,829	$94,632
360	$197	$94,632	$94,829	$0

第30年供款共

$1,137,948

第30年利息

$15,261

第30年共還本金

$1,122,687

receipt_long Repayment Schedule request_quote Expense restart_alt Clear

Property Price

Loan %

Mort. Insurance

Stamp Duty

Special Stamp Duty (SSD)

Total Expense HK$60,668,446

Disclaimer

Recommended properties